Christian, finance

Simple Money, Rich Life


Author: Bob Lotich
Publisher: WaterBrook
Genre: Christian, Personal finance
ISBN: 978-0-593-19365-5
Pages: 304
Price: $18.00

Author’s website
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Many Christians believe that money is the root of all evil, but they have actually been misquoting the Bible. Our goal as Christians should be to avoid the love of money. Having money is not a bad thing, and can, in fact, be very good, if we are giving it away.

Simple Money, Rich Life explores the journey Bob and Linda Lotich have been taking with regards to their own financial lives. In this unique look at money, they share how they have been led to earn all they can and then give away all that they can. This book includes practical money management tips such as how to automate savings, learn to spend more on what you love (and not on things that don’t matter), and never spend 100% of your income. Plus it provides guidance on finding your own personal niche to earn a great salary. But the goal of all of this financial wisdom is to find ways to give away as much as you can.

Unlike many financial books, this is a quick and enjoyable read, with no dry number crunching. The authors are personable and speak as helpful guides. If you’re looking to achieve true financial freedom and design a life of eternal impact, this book would be perfect for you. I highly recommend it.

Reviewer: Alice Berger

children, finance

Teaching Kids to Buy Stocks


Author: J.J. Wenrich CFP
Genre: Personal Finance / Children
ISBN: 978-1-7337977-0-2
Pages: 188
Price: $29.99

Author’s website
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J.J. Wenrich has been teaching his kids how to buy stocks since they were little. Using the wisdom he gained in working in the investment field, he started with simple concepts to get them interested, and soon they were more savvy than the average adult. In Teaching Kids to Buy Stocks, he shares his wisdom with the rest of us.

This informative book covers ideas such as compound interest, stocks and bonds, earnings and dividends, and following the story of a company and its stock. It touches on bull and bear markets, and when to buy or sell. But mostly, it demystifies the process and turns it into something fun that kids and adults can enjoy learning from.

Although the book is geared toward actually working with kids, adults will find great benefit in reading Teaching Kids to Buy Stocks since it makes confusing topics manageable and understandable for the non-investor. I highly recommend it.

Reviewer: Alice Berger

Christian, finance

Provisions for Abundance


Author: Ryan Mack
Publisher: Health Communications Inc.
Genre: Christian / Finance
ISBN: 9780757323645
Pages: 384
Price: $16.95

Author’s website
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Christians have a responsibility to manage their money in accordance with God’s word. But how does God feel about accumulating wealth? Surprisingly, He doesn’t have a problem with it, as long as the quest for money doesn’t become an obsession for believers. And, in fact, it can become a wonderful resource when giving to those in need.

In Provisions for Abundance, author Ryan Mack offers 365 Christian daily devotionals for financial success. Each day explores a different topic, and includes several Bible verses to ponder along with a daily tip. But this is no “prosperity gospel” preaching. Instead, Mack encourages us to use a common-sense approach in financial planning. Budgeting, saving, smart spending, and being more generous to others are strong themes in this book.

Even if we’re not looking to build wealth, the strategies Mack shares with us will be helpful in everyday life. Smart money management is a skill that everyone can use, and I highly recommend this book for Christians who want to improve their financial future.

Reviewer: Alice Berger

Christian, finance

Beyond Blessed


Author: Robert Morris
Publisher: FaithWords
Genre: Christian / Finance
ISBN: 978-1-5460-1009-8
Pages: 272
Price: $22.00

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If you’d like to be more generous with your church or favorite charitable organizations, but find that you’re struggling to pay your bills, you may be wondering why God won’t bless your efforts. In Beyond Blessed, Robert Morris explains why it’s important to first get control of our own finances before we can help others.

Using biblical references and his own and others’ stories, Morris shows us exactly what we need to do to clean up our finances. Budgets have their place, and strategies are given in how to utilize them. But sometimes we’ll see miraculous intervention, once God sees our hearts are in the right place. We need to show Him that we are good stewards before He will bless us with more.

Beyond Blessed is not a boring and dry personal finance book. Instead, the reader will be excited to put these ideas into practice in his or her own life. While blessings of abundance are never promised, the peace of mind in conquering financial stress will be well worth the effort.

Reviewer: Alice Berger

Christian, finance

God and Money


Authors: John Cortines and Gregory Baumer
Publisher: Rose Publishing
Genre: Christian / Finance
ISBN: 978-1628624076
Pages: 224
Price: $24.99

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Jesus cautioned his followers against the accumulation of riches. While He never preached that money in itself is evil, the excessive love of possessions can lead to a host of problems. So how does the average person handle this teaching? God and Money provides some ideas on this conundrum that the authors have attempted to implement in their own lives.

While many use the standard tithe (10%) as a guideline for giving, Cortines and Baumer suggest we can do much better than that. In fact, they recommend people set a baseline spending amount and a reasonable and prudent savings plan, so they can give away the excess. For those in the authors’ social class, this sounds like a wonderful philanthropic goal. But for the many middle to lower class Americans just struggling to survive, this is simply not helpful or feasible.

Those in the wealthiest segment of society who are active in their church and community will find this an interesting and informative read. The rest of us will need to look elsewhere for a book that speaks to our needs.

Reviewer: Alice Berger

Christian, finance

Jesus Christ, Money Master: The Wisest Words Ever Spoken on Money


Author: W. Neil Gallagher, PhD
Publisher: Brown Christian Press
Genre: Christian / Finance
ISBN: 978-1-61254-220-1
Pages: 264
Price: $19.95

Author’s website
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Blessed are the poor… You cannot serve God and Mammon… The love of money is the root of all evils…” These and other verses imply that Jesus Christ frowns on money and would like his followers to be poor. But is this what He’s really telling us? Maybe not.

Using the Bible as a reference, W. Neil Gallagher shows us passages where Jesus teaches us about money. Using parables like the prodigal son, the dishonest steward, and the talents, as well as numerous other stories, he explains that Jesus doesn’t really want us to be poor. In fact, it’s only from a position of wealth that we can afford to be generous toward those most in need. Gallagher also explores various investment options and their pros and cons, and encourages us to look at our own financial planning to see if it aligns with our goals. If not, we need to take immediate action to correct it.

W. Neil Gallagher, PhD, is an expert in money management, as a former stockbroker now running a billion dollar investment practice. Aligning his expertise with the words of Jesus, he guides the reader toward better financial decisions. I highly recommend Jesus Christ, Money Master.

Reviewer: Alice Berger

finance

Winning With Money

Winning With Money
Author: Aaron Coleman
Publisher: Elevate
Genre: Finance
ISBN: 978-0-9829300-3-8
Pages: 128
Price: $14.95

Author’s website
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Running out of money before the month is over is a common problem. But working with a budget can be difficult and cumbersome. Winning With Money was created as a simple alternative to budgets, and it really works.

In a step by step process, Coleman walks the reader through this unique method of controlling spending each month. He provides worksheets and guidance in ensuring that this simple system can help everyone. After determining the reader’s monthly fixed costs, he explains how to determine the amount left over for spending each day. Follow the plan and never run out of money again.

I was really impressed by how easy and effective this system is for those who don’t want to be bothered with creating and sticking to budgets. The only trouble spot I see is those pesky unexpected expenses. Although saving as a general rule is covered, a “leaky roof” fund might also need to be encouraged. I highly recommend Winning With Money.

Reviewer: Alice Berger

finance

The Money Code

The Money Code
Author: Joe John Duran, CFA
Publisher: Greenleaf Book Group Press
Genre: Finance
ISBN: 978-1-60832-435-4
Pages: 168
Price: $14.95

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Most people have struggled with money management at some time in their lives. Conflicts arise with a spouse, or maybe we just never feel there’s enough for all our needs. Whatever the problem, Joe John Duran believes it can be solved by finding out our own personal Money Mind, and making our decisions with a checklist.

In The Money Code, a fictitious man named Jack is introduced to the Alchemist by his sister. Using the Alchemist’s computer generated lessons, Jack learns why his past decision making process didn’t work very well. Then, knowing his own Money Mind, he is in a much better position to evaluate the financial decision he is planning to make.

This is not a dry and boring financial book. The interactive design of the lessons draws the reader into the story, making it feel as if he is looking over Jack’s shoulders and answering the questions himself. The quiz was spot on for me, and I easily saw myself in one of the three Money Minds. And the decision-making checklist is logical and helpful, without being overly burdensome.

If your financial life isn’t what you hoped it would be, I highly recommend The Money Code. This easy to read guide may change the way you look at money forever.

Reviewer: Alice Berger

finance

Money 1 & 2


Author: Jim Randel
Publisher: Rand Media
Genre: Finance
ISBN: 978-0-692-01528-5 / 978-0-9852818-0-9
Pages: 116 / 114
Price: $9.95

Author’s website
Buy Money 1 at Amazon
Buy Money 2 at Amazon

For many of us, money can be a confusing topic. We’re earning money, but we’re not exactly sure what we’re doing with it. In this personal finance series, saving, borrowing, and investing are just some of the areas discussed.

In Money 1, the basics are covered. Each of the fifty topics is touched on in a one-page summary. As with all of the “…and a whole lot more!” books, an extensive bibliography is provided for those who want more information.

Money 2 digs deeper, covering fifty more topics, including real estate transactions, the stock market and mortgages. Although these are quick “bites” of information, the bibliography will assist those serious about learning more.

Just like the “Skinny On” books, this new series is meant to provide the maximum amount of content in the shortest manner possible, both for ease of reading and succinctness. It’s up to the reader to decide if more information is necessary. If you need a financial refresher course or are just starting out, this series would be a great resource.

Reviewer: Alice Berger

finance, home

The Skinny on the Housing Crisis


Author: Jim Randel
Publisher: Rand Media
Genre: Home / Finance
ISBN: 978-0-9818935-2-5
Pages: 176
Price: $14.95

Author’s website
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Many factors were involved in the recent housing crisis. We watched the housing market crash and banks strugging with enormous unpaid debt, but few really understood how it happened. In The Skinny on the Housing Crisis, Jim Randel explains exactly what took place.

At a time when housing was booming, rules restricting borrowing were more relaxed. Even those who normally couldn’t qualify for a traditional mortgage had options available to them to buy their house. And since real estate was appreciating so rapidly, no one saw a problem with these practices, at least until real estate prices started to decline. So today’s home buyer needs to be savvy in knowing what to do – and what to avoid doing – to make the right purchase.

This “Skinny” features a stick figure couple buying their first home, and shows us the problems they encounter. While it looks a bit like a comic book, it provides a wealth of information on this important topic. And, as always, a bibliography is provided for those who want to do some more research.

Reviewer: Alice Berger